Notes, summaries, assignments, exams, and problems for Philosophy and ethics

Fire Insurance: Understanding Risks and Coverage

In insurance policies against fire, the risks and losses insured against typically cover all losses or damages caused by fire. However, similar to marine insurance cases, coverage may be limited based on the items insured or the cause of the accident. Many policies specifically exclude fires caused by a mob or enemies of the commonwealth. Furthermore, the policy's own provisions limit its duration.

Essential Risk Management Strategies

Risk Avoidance

While it is often impossible to completely avoid risk, the possibility should not be overlooked. For example:

• During a severe blizzard, a Car Fleet may choose not to release vehicles for travel until the weather clears, thereby avoiding the risk of auto

Vladimir: The Rational Mind in Crisis

Vladimir represents the rational part of the duo, the mind; however, despite this, he is unable to react and remains powerless. Unlike Estragon, he is more intelligent and is the one who looks after Estragon's physical well-being. He raises philosophical questions but never achieves an answer. His suffering is purely intellectual; an example of this is seen when he fails to understand why Pozzo keeps Lucky as a slave. We can observe Descartes' influence in this character through the lens of "I think, therefore I am."

Pozzo and Lucky: Power and Class Dynamics

Pozzo and Lucky may represent a capitalist-working class relationship; the former enslaves Lucky and gives him leftovers. Paradoxically, despite being... Continue reading "Existentialism and Symbolism in Waiting for Godot" »

1. Insurance Agents

An insurance agent legally represents the insurance company (principal) and acts on its behalf. Their authority stems from express, implied, and apparent authority.

2. Insurance Brokers

A broker legally represents the insured. They don't have the authority to bind the insurer but can solicit and accept insurance applications, placing coverage with a suitable insurer. Brokers receive commissions from insurers where the business is placed.

3. Exclusive Agency System

In this system, an agent represents only one insurer or a group of insurers under common ownership. Agents may be contractually restricted from representing other insurers. They don't own policy expirations or renewal rights; the agency does. Renewal commissions are... Continue reading "Insurance Entities: Agents, Brokers, and Insurer Types" »

Metaphysics: An Introduction

The term *metaphysics* was coined by students of Aristotle. The literal meaning was "after the physics." Metaphysics is the branch of philosophy that addresses basic questions about the nature of reality.

Determinism and Freedom

According to determinism, everything that happens is determined by prior causes. The state of the universe at any moment could not be otherwise. One implication of this view is that all future states of the universe are, in principle at least, completely predictable. The principle that every event is caused is known as the *causal principle*. It is presupposed in science in everyday life. Most of the astonishing progress that science has made over the past four centuries has been made on the... Continue reading "Metaphysics: Determinism, Freedom, and the Nature of Reality" »

Court Systems: US vs. Mexico

The U.S. Court System (Common Law)

• Based on common law, which relies heavily on precedents (past judicial decisions).
• Uses an adversarial system: two opposing sides present their case to a neutral judge or jury.
• Judges play an interpretative role, using case law to inform decisions.
• Jury trials are common in both criminal and civil cases.
• Judicial elections: In some states, judges are elected by the public.
• Structure includes three levels of courts: Federal (District), Appellate (Circuit), and the Supreme Court.

The Mexican Court System (Civil Law)

• Based on civil law, grounded in written codes and statutes.
• Uses an inquisitorial/accusatory hybrid system: Judges take a more active role in investigating facts.
• Judges primarily

Common Logical Fallacies in Argumentation

1. Ad Baculum (Appeal to Force)

This fallacy replaces logical reasoning with intimidation or coercion. Instead of offering evidence, the speaker uses a threat—physical, social, or economic—to compel agreement.

Example: “Approve this project or you will lose your position.” It violates rational debate because persuasion under threat does not prove correctness.

2. Ad Verecundiam (Appeal to Authority)

This fallacy incorrectly bases truth on an authority's statement without evaluating evidence. While expert opinions can inform arguments, they do not replace proof.

Example: “A famous athlete uses this supplement, so it must be safe.”

3. Ambiguity Fallacy

Occurs when vague, double-meaning, or undefined... Continue reading "Common Logical Fallacies: Identification and Analysis" »

Fundamental Ethical Theories and Concepts

Key Test Insights

• Utilitarianism focuses on consequences, while deontology focuses on duties.

How Ethics are Defined

Ethics are a branch of philosophy that reflects on what is right and wrong.

Ethics vs. Morality

Ethics involve analysis, while morality is putting ethical ideas into practice.

Ethical Values

Guiding ideals like justice, freedom, honesty, love, and respect.

Ethical Principles

General rules guiding proper behavior.

Two Ethical Principles

Confucius: 'Don't do to others what you don't like done to you.' Christian: 'Love others as yourself.'

Ethical Virtues

Habits aiding correct behavior and moral actions.

Ethical Vices

Bad habits leading to harmful actions.

Ethical Codes

Set of values, principles, rules, duties, and responsibilities guiding behavior.

Requirements for Ethical Reflection

• Reason
• Freedom
• Knowledge
• Responsibility
• Universality
• Education

Applied

Human Needs and Abilities

• Humans develop abilities because of their needs and the opportunities to fulfill them.
• The need to experience is central to human existence and is never fully satisfied.

The Systematic Nature of Existence

• Everything in the human body is considered a system.
• Humans interact with both physical and conceptual realities from the moment they are created.

Defining Human Systems

• A system is a group of elements working together to create a complex whole.
• Examples of human systems include hand and face development, language, and the shift from orality to writing.

Layers of Systematic Reality

The Natural Layer: Biological & Psychological

• This layer includes biological and psychological aspects that can be verified scientifically.

The

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Don't miss out on the grand... Continue reading "STORY Retail: New Concept Launch & Temporary Closure" »