Notes, abstracts, papers, exams and problems of Philosophy and ethics

1. Insurance Agents

An insurance agent legally represents the insurance company (principal) and acts on its behalf. Their authority stems from express, implied, and apparent authority.

2. Insurance Brokers

A broker legally represents the insured. They don't have the authority to bind the insurer but can solicit and accept insurance applications, placing coverage with a suitable insurer. Brokers receive commissions from insurers where the business is placed.

3. Exclusive Agency System

In this system, an agent represents only one insurer or a group of insurers under common ownership. Agents may be contractually restricted from representing other insurers. They don't own policy expirations or renewal rights; the agency does. Renewal commissions are... Continue reading "Insurance Entities: Agents, Brokers, and Insurer Types" »

Metaphysics: An Introduction

The term *metaphysics* was coined by students of Aristotle. The literal meaning was "after the physics." Metaphysics is the branch of philosophy that addresses basic questions about the nature of reality.

Determinism and Freedom

According to determinism, everything that happens is determined by prior causes. The state of the universe at any moment could not be otherwise. One implication of this view is that all future states of the universe are, in principle at least, completely predictable. The principle that every event is caused is known as the *causal principle*. It is presupposed in science in everyday life. Most of the astonishing progress that science has made over the past four centuries has been made on the... Continue reading "Metaphysics: Determinism, Freedom, and the Nature of Reality" »

How Ethics are Defined

Ethics are a branch of philosophy that reflects on what is right and wrong.

Ethics vs. Morality

Ethics involve analysis, while morality is putting ethical ideas into practice.

Ethical Values

Guiding ideals like justice, freedom, honesty, love, and respect.

Ethical Principles

General rules guiding proper behavior.

Two Ethical Principles

Confucius: 'Don't do to others what you don't like done to you.' Christian: 'Love others as yourself.'

Ethical Virtues

Habits aiding correct behavior and moral actions.

Ethical Vices

Bad habits leading to harmful actions.

Ethical Codes

Set of values, principles, rules, duties, and responsibilities guiding behavior.

Requirements for Ethical Reflection

• Reason
• Freedom
• Knowledge
• Responsibility
• Universality
• Education

Applied

Freedom and Human Nature

Humans, though possessing instincts, are not determined by nature. Thanks to our rational capacity, we can choose among a number of possibilities. This capability is known as freedom.

However, certain factors in our behavior do not depend on us. No one chooses their birthplace, gender, or skin color. These are given to us and constitute what Ortega y Gasset called circumstances.

To be free means to be responsible for our actions and accept the consequences of our behavior. Responsibility involves attributing success to our work and accepting failures or errors. If we make a mistake, we must rectify it and accept the punishment.

Moral Norms

A norm is a pattern that governs our behavior, a rule about how we should act. For... Continue reading "Freedom, Responsibility, and Moral Norms: A Philosophical View" »

Early Hominid Origins and Evolution

Definition of Hominid

• Bipedal: Walking on two feet.
• Non-honing Dentition: While humans have non-honing chewing, primates such as gorillas have a honing complex, in which their very large canines cut food. The upper canines are sharpened against the lower third premolars.

Skeletal Evidence for Bipedalism

Foramen magnum, pelvis, knees, feet: seven steps, position of the foramen magnum, shape of the spine, shape of the pelvis, length of the leg, valgus knee, longitudinal foot arch, opposable big toe.

Behavioral Advantages of Bipedalism

This helps to identify what species they were because not many can be bipedal.

Pre-Australopithecines (7-5 mya)

Example: "Ardi"

They have provided critically important information about... Continue reading "Early Hominid and Homo Evolution: A Deep Dive" »

Scientific knowledge (Overview and Basic Concepts)

Common sense knowledge is important, is generalized. Scientific knowledge has many steps that must be applied to determine if the hypothesis is true or situción. Do not generalize from one case.

Knowing is an intellectual process by which a relationship between the knower (actor) and the known object (reality).

There are glances of psychology:

1) Positivists: You must show, watch for it to be valid, measure, quantify, and so on. (It is science based on evidence).

a) Post-positivist Probalan is added, it may be or not. Deductive (general to particular).

2) Phenomenology: Is the experience, emotions, phenomena. Study what is not necessarily observable. Inductive method (particular to general)

Valuation of Ways

These passages are not original; Thomas organized and developed them. There are different reactions to these routes by commentator groups:

• Radicals: Exclude the possibility of new ways.
• Moderates: Support the possibility of new tracks.
• Thomists: Divided into "hard to validate separately" (think the demonstrative value comes from the set of all the evidence) and those who "prefer any route".
• Non-Thomists: Discard anthology, return to the argument of St. Anselm.
• Kant denies the value of things and proposes a practical way to justify rational faith.
• Atheists and agnostics reject the tract differently:
  • Atheism denies the existence of God.
  • Agnosticism denies the possibility of proving the existence of God for several reasons:
    • Skepticism

Doxa: In Plato's theory of knowledge, doxa is the lowest level of knowledge. Through the five senses, we obtain information about the Physical World in which we live. Episteme: In Plato's theory of knowledge, episteme is the highest level of knowledge. Through the faculty of reason, we gain knowledge of the Forms in the World of Forms. Allegory of the Cave: A metaphor used by Plato to explain how, through knowledge and education, we can escape the Physical World and reach the World of Forms.

Aristotle's Knowledge

Sensory knowledge (Aristotle): Through the knowledge provided by the five senses, we understand the accidental characteristics of beings: position, colour, weight, etc. These characteristics are related to matter (hyle). Rational knowledge

Definition:

a) Nominal:

• Etymological: "philosophy" "love of wisdom".
• Homer (Sophia): ability, skill or technique
• Herodotus (Sophos): anyone who outstands because of the perfection and quality of his works
• Heraclitus (Philosophus): a philosopher is a good researcher of many things
• Pythagoras: disinterested effort that leads to the quest for knowledge
• Plato: Philosophy is a participation of Wisdom. It's a tendency.

Synonymic:

• Stoicism: philosopher is the calm, patient person, who never loses control
• Scholasticism: philosophy is the supreme human natural science
• Positivism: philosophy is reflection with no foundations

b) Real:

"Science of all things through ultimate causes, attained by the light of natural reason alone".

B. Formal object (point of view)

a. Infra

Principles of Logic

Principle of Identity

An object is the same as itself: A is A → A = A.

Principle of Contradiction

Nothing can both be and not be in the same sense at the same time. Contradictory statements cannot both be true: Nothing can be A and not A → ¬(A ∧ ¬A).

Principle of Excluded Middle

Everything must either be or not be. Every statement must be either true or false: Everything is A or not A → A ∨ ¬A.

Logical Paradoxes, Fallacies, and Invalid Arguments

Consider the statement: "This statement is false." This proposition creates a paradox. If we assume it's true, then its content declares it false. Conversely, if we assume it's false, then its content implies it's true. This self-contradictory statement challenges basic logical... Continue reading "Fundamentals of Logic: Principles and Applications" »