Notes, summaries, assignments, exams, and problems for Vocational training

Euribor

Euribor, an acronym for European Interbank Offered Rate, or European interbank offered rate, is the interest rate applied to transactions between banks in Europe. It represents the percentage rate a bank pays when another bank lends it money. This index is computed from the offer prices of the loans made to each of 64 major European banks. For example, 1.243%.

Simple and Compound Interest

• Simple: Characterized by the interest generated in each time period not accumulating to the capital. Consequently, the interest for the next period is always calculated on the initial capital.
• Compound: Characterized by the interest generated in each period being accumulated to the capital prior to calculating interest for the following period.

Discounting

Item 11 of Prevention Management

1. Risk Assessment

It is a process to detect and estimate the magnitude of all risks in the company, determining which can be removed and acting on those that have not been avoided.

To perform the risk assessment is a systematic analysis of all aspects of the workplace, taking into account:

• The nature of the company's activity.
• The nature and number of exposed workers.

1.1. Risk Analysis

1. Identify the hazard.
2. Describe the risk.
3. Estimate the Risk:
   • High probability: the damage will occur always or almost always.
   • Average probability: the damage will occur occasionally.
   • Low probability: the damage will occur rarely.

1.2. Risk Evaluation

Consists of issuing an opinion on the tolerability of risk, based on previous studies. When... Continue reading "Effective Risk Management and Prevention in the Workplace" »

Frequency Distribution

1) Loose Data: Data collected that has not been organized numerically. For example, heights of males and females obtained from a survey, arranged alphabetically.

2) Ordination: An arrangement of numerical data in ascending or descending order. The difference between the largest and smallest number is called the data range.

Example:

Data Management Data Range
2.1 1 A: 10 to 1
7.6 2 R: 9
4.9 4
8.10 6 R: range of the data.
7
8
9
10

3) Frequency Distribution: When dealing with large amounts of loose data, it's useful to distribute them into classes or categories and determine the number of individuals belonging to each category, often called a class.

A tabular distribution of data by type or category with its corresponding... Continue reading "Understanding Frequency Distributions: Data Organization" »

Services are activities offered for sale.

Types of Services

Service highlights include:

• Banks and similar institutions
• All types of insurance
• Clinics, hospitals, and gyms
• Spiritual care services
• Rental services for private or industrial properties, apartments, and offices
• Transportation, storage, and communication services
• Classic business services: maintenance, cleaning, and information
• Freelance professional activities, such as architects
• Information management services: TV and film
• Hotel and restaurant services
• Marketing services, advertising agencies, and market research

Classification of Services

Nature of Service

• Depending on who or what receives the service:
  • Person or consumer: consumer services
  • Animal: veterinary services
  • Object: automobile repair
  • Company:

The Legislative Framework for Public Health Intervention

The Pillars of the Welfare State in Spain

The Four Pillars:

Pension System: This is the generalization of the social security system and universal pensions. The Non-Contributory Pension Law was enacted in 1991.

Health System: Created with the General Health Act 1986.

Education System: LOGSE (General Law of Education) in 1990, made education compulsory to age 16.

System for Autonomy and Dependence: Law for the Promotion of Personal Autonomy and Care for Dependent Persons, December 2006, guarantees the right of people who cannot fend for themselves.

The Benefits of the System for Autonomy and Dependence

Services: Services to prevent situations of dependency, services and tele-home care services,... Continue reading "Spain's Welfare State: Pillars, Benefits, and Social Services" »

Probability Distributions

Types of Probability Distributions

Normal Distribution

• Used to model continuous data
• Examples: Heights of people, scientific measurements, test scores

Binomial Distribution

• Used to model discrete data with two possible outcomes
• Examples: Number of heads in a coin toss, number of successes in a series of trials

Poisson Distribution

• Used to model the number of events occurring in a fixed interval of time or space
• Examples: Number of phone calls received per hour, number of earthquakes per year

Applications of Probability Distributions

• Sales success
• Launch of new products
• Bidding for contracts
• Quality control
• Hiring staff
• Experimental trials

Calculating Probabilities

Normal Distribution

• Use a calculator or statistical software
• Formula: P(

Workshop Planning and Control

Planning

Planning aims to coordinate workload with available resources and equipment to perform the required services in production, or the quantity and quality required, at the lowest cost and meeting the deadline.

Organization

Methods, order, time > budget OR > acceptance > delivery term.

Workload

The workload is the amount of work available for the workshop, consisting of the OR already issued and accepted by clients.

Production Capacity

Production capacity is the amount of work that the workshop can perform based on available operators, equipment, and facilities.

The workload can be defined in a working or time to implement and scale, or are uncertain about working with an open OR work involving a diagnostic... Continue reading "Workshop Workload and Production Capacity Management" »

Ancient Philosophical Schools

• The Stoa: Led to Stoicism, initiated by Zeno of Citium.
• The Garden: Created by Epicurus, representing Epicureanism.
• Cynicism: Initiated by Antisthenes.

Stoicism

The founder of this school was Zeno of Citium (c. 334 – 262 BC). Other prominent representatives include Marcus Aurelius, Seneca of Cordoba, and Epictetus. Stoic ethics sets the goal of existence as happiness. Happiness is achieved by living according to nature, that is, living in harmony with the Logos. One must align their individual Logos with the universal Logos to understand everything that occurs in nature. Stoicism posits an active Logos (fire) and a passive Logos (matter), which need each other to exist and generate relationships of sympathy between... Continue reading "Stoicism, Epicureanism, and Cynicism: Ancient Schools" »

Understanding Learning

Learning is the process through which new skills, abilities, knowledge, behaviors, or values are acquired as a result of study, experience, training, and observation.

Importance of Learning

This process can be analyzed from different perspectives. Learning is crucial as it enables individuals to acquire skills and knowledge, shaping their understanding of the world and influencing their future actions and goals.

Effects of Learning

A more direct way to verify the effects that learning to read has on the brain is studied by imaging the brains of children who are learning to read.

Modes of Learning

From a practical perspective, learning can be classified according to the aspects it encompasses. These may include:

• Cognitive aspects

Tax Quotas, Deductions, and Filing Requirements

How are state and regional liquid quotas calculated?

The liquid state share is derived from the full state share, after applying a percentage of total deductions (e.g., 67% of general deductions in 2009) and deducting for rent of residence. The result cannot be negative. The liquid regional share is calculated by subtracting from the regional share a percentage of state deductions (33%), the regional portion of the deduction for primary residence investment, and the amount of autonomous deductions.

How is the differential fee calculated?

The differential fee is obtained by adding the liquid state and regional assessments, and then subtracting deductions for double taxation of dividends, international... Continue reading "Tax Quotas, Deductions, and Filing Requirements Explained" »