Notes, abstracts, papers, exams and problems of Economy

Understanding Employee Mobility, Rights, and Wages

Functional mobility occurs within a company when an employee's job changes, and they perform functions different from their usual tasks. Worker mobility between different occupational categories is possible if there are organizational reasons that warrant it and the time needed to overcome these causes.

An employer may change the distribution of work and the roles of workers, provided they have the necessary qualifications to perform the functions of the new job assigned to them. This mobility does not lead to a loss of occupational status, salary reduction, or impairment of their dignity.

Geographic mobility is caused by the relocation of a worker to another workplace in a different location,... Continue reading "Understanding Employee Mobility: Types, Rights, and Wages" »

Marketing Strategies and Distribution Channels

Discount Store Strategy: Buying large volumes at reduced margins to offer competitive prices.

Disjunctive Model: Consumers choose products that meet their primary needs, not necessarily all features.

Exclusive Distribution: Used by luxury manufacturers, limiting product availability to select stores, sometimes as part of a business partnership or investment.

Physical Distribution: The storage, handling, and movement of goods within an organization and their delivery to consumers.

Intensive Distribution: Making a product available in as many places as possible, primarily for frequently repurchased items.

Selective Distribution: Limiting product availability to a few stores, typically for specialty or... Continue reading "Business Strategies and Consumer Behavior" »

Market Segmentation in Financial Institutions

Segmentation in a financial institution can occur in response to different situations. For example, segments can be created for new entrepreneurs, youth, pensioners, or based on age, income level, workplace, or social groups, including Small and Medium-sized Enterprises (SMEs).

Physical vs. Online Financial Institutions

Internet:

• Lower operating costs
• Access to new technologies
• Potential for cost savings and improved quality of proposals
• Drawback: Lack of personal contact, leading to a perception of coldness

Physical Entities:

• Higher operating costs
• Proposals may be of lower quality compared to online offerings
• Advantage: Direct customer interaction fosters trust and reliability

Types of Operations in Financial

1. Stages of International Market Research

1. Pre-selection of Favorable Markets
2. In-Depth Market Research in Target Country
3. Investment Research

2. Environments to Analyze in Initial Market Research

Economic, cultural, legal, technological, and political environments.

3. Economic Environment Analysis: GDP and Per Capita Income

Analysis of key macroeconomic figures.

GDP: Measures the value of final goods and services produced in a country, indicating its wealth and purchasing power.

Per Capita Income: Directly determines the market's purchasing power.

4. Main Trade Barriers

• Licenses: Required for importing/exporting specific products in certain countries.
• Tariffs: Taxes on imported products.
• Quotas: Limits on the quantity or value of imported products.
• Taxes: