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Financial and Consumer Terms
- Budget: Money that is available to a person.
- Overdraft: Money you owe to a bank.
- Down Payment: A sum of money given to start paying for something.
- A Rip-Off: Unreasonably expensive.
- No-Frills: A product that includes only basic features and is not the highest quality.
- Bulk Buying: To buy a large number of the same item cheaply at the same time.
- Impulsive Buying: Items you buy without planning ahead.
- One-Off: Happening or done only once.
- Surplus: Excess; not needed.
Verbs Related to Spending and Saving
- To Squander: To waste.
- To Splash Out: To spend a lot of money on something you don't need. (Appears twice)
- To Cut Back: To reduce the amount, size, or cost. (Appears twice)
- To Lavish: To spend or give very freely.
- To Shop Around: To go to several shops before buying.
- To Gorge On: To eat food greedily even when one is full.
- To Purge: To make something clean by removing everything that is bad or unwanted.
Adjectives Describing Habits and Quality
- Thrifty: Using money carefully and wisely.
- Frugal: Careful to buy only the necessary items.
- Frugally: Carefully buying only what is necessary.
- Cheapskate: Someone who doesn't like to spend money.
- Miserly: A very small amount (often implying meanness).
- Lavish: Large, impressive, or expensive.
- Upmarket: Very expensive and fashionable.
- Unscrupulous: Willing to do something that is unfair or illegal.
General Vocabulary and Phrasal Verbs
- Upbringing: The way your parents raise you.
- Incentive: Something that encourages you to work harder.
- Epiphany: A moment when you suddenly understand something.
- Precipice: A dangerous situation.
- Dreary: Boring and dull.
- Mundane: Ordinary and not interesting.
- Fads: Short-lived fashions.
- Grassroots: Run and used by ordinary people.
- Beauty: Advantage.
- Missives: Emails (or written communications).
- To Niggle: To complain about unimportant things.
- To Splutter: To make spitting sounds and throw out drops of moisture.
- To Peer: To look very carefully at something.
- Play Up: Large and expensive. (Definition retained as per original text)
- Advocates: Supporters.
Phrasal Verbs and Idioms Related to Action and Finance
- To Scrounge Off: To get what one wants by begging from someone else.
- To Make Do: To manage with what is available.
- To Get Rid of Something: To throw away, give away, or sell.
- To Put Oneself Out: To help others even if it causes difficulties for yourself.
- To Move Over: To make more space for.
- To Come In: To receive money or information.
- To Get Around: To avoid something.
- To Get By: To have enough money to buy the things you need, but no more.
- To Get Into: To enter somewhere.
- To Live On: To have an amount of money to buy food and other necessary things.
- To Pay Off: To give all the money you owe (a debt).
- Run-Up: The period of time just before an important event.
- To Save Up: To keep money (for future use).
